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Study Tip #47: Don’t Overlook the Balance Multiplier
This calculation, which is a spin-off calculation of Collected Balances Required (CBR), is an important bank relationship management tool that can be used where you are compensating your banks for services with balances rather than with fees.  Read more...

5/9/2012 | Comments (0)

Study Tip # 45: Some Thoughts about Profit Margins
I thought it might be useful to discuss each of the four profit margin ratios to help prepare you to answer potential exam questions that are designed to test your understanding of their definitions and more importantly, how each is differentiated from the others.  Read more...

4/25/2012 | Comments (0)

Study Tip #44: Some Tips for Studying Yield Equations
I’ll be suggesting some study tips to help you prepare for exam questions where you will be required to recall and solve yield equations.  Read more...

4/18/2012 | Comments (0)

Study Tip #43: The Ins and Outs of Options Pricing
You will most likely be faced with having to answer exam questions that require an understanding of both "option-eze” (e.g. In-the-Money, Out-of-the-Money, etc.)  and the factors that determine the value of an option.  Read more...

4/11/2012 | Comments (0)

Study Tip#32: What are all these questions?
Just in case you haven’t noticed, there are lots of questions, not only in the BOK, but in the study stuff, the online study stuff, the pre-test, the post test, the chapter tests, and even into your nightmares and daydreams.  Read more...

11/7/2011 | Comments (0)

Study Tip #22: The Budgeting Process Endgame
The ritual of the annual budgeting process, as those of you who have managerial responsibilities can attest, is a sometimes burdensome activity that can go through several iterations before it’s “blessed” by senior management.  Read more...

3/28/2011 | Comments (0)

Study Tip #19: Capital Budgeting Redux
....using triage as a metaphor for capital budgeting helps build a better understanding of why senior management must employ a triage-like process when allocating the company’s, sometimes limited, resources to fund capital investment proposals....  Read more...

3/8/2011 | Comments (0)

Study Tip #18: Capital Budgeting: A Study in Triage
...the subject of capital budgeting can be unfamiliar territory because of their limited exposure to this activity.  Read more...

2/28/2011 | Comments (0)

Study Tip #15: Preparing for a CTP Exam Review Course
This fast-paced course is designed to help you prepare for the exam by strategically focusing on key terms, concepts and calculations found in each chapter of the BOK and as such is not a page-by-page review of the text.  Read more...

2/8/2011 | Comments (0)

Study Tip #14: Ready, Get Set, Go!
If you’re planning to take the CTP Exam in the June-July 2011 testing window, you might want to consider starting to study for the exam on Feb. 1st.  At a minimum you should setup a three month study schedule, which in this case would be March – May.  Read more...

1/31/2011 | Comments (0)

Study Tip #13: How Do You Eat An Elephant?
I suspect that when some CTP candidates are confronted with the amount of subject matter in the BOK that needs to be studied in order to pass the CTP exam, they  procrastinate and don’t start studying until just before their exam date.  If this is the case, they adopt a” cramming” preparation strategy and for most people this is not a recipe for successfully passing the exam.  Read more...

12/8/2010 | Comments (0)

Study Tip #12: Preparation Strategies for Basic Content Questions
Roughly 35% or 60 questions out of the 170 questions on the CTP exam test your knowledge of basic facts and terms.  Read more...

11/30/2010 | Comments (0)

Study Tip#7: An Options-ese Primer
Here’s a little Options-ese/English translation and some ideas for remembering what Financial Risk Management terms mean in case you get an exam question that uses this specialized language.  Read more...

9/27/2010 | Comments (0)

Study Tip #6: Lockbox Cost-Benefit Template
The ETM devotes a fair amount of time to lockbox processing systems in general and specifically to determining the cost or benefit of moving remittance processing from a company in-house processing center to a bank lockbox  Read more...

9/14/2010 | Comments (0)

Study Tip #5: Clarifying Operating Cash Flow
Operating Cash Flow is, for many people, the most difficult to understand and especially confusing is the section that shows sources and uses of cash generated by changes in Current Assets and Liabilities  Read more...

9/8/2010 | Comments (0)

Study Tip #4: Connecting the Dots
Connecting the dots between higher order concepts and their associated topics can help you prepare for the CTP exam.  Read more...

8/30/2010 | Comments (0)

Study Tip #3: Doing a Financial Statements Walkabout
An understanding of how financial statements are structured and how to read them is critical to successfully answering potential exam questions ....  Read more...

8/24/2010 | Comments (0)

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